Review Average Home Insurance Rates

 

The average cost of homeowners insurance in Florida is $2,550 per year, the national average cost of home insurance is around $1800 a year. Florida homeowners pay around $212.50 a month for home insurance cost. Home insurance companies have several factors that determine the cost of property insurance coverage. Your property address location may be prone to high risk areas like flooding, windstorms and sinkholes. If your home is located in an area with extreme weather that may damage your home or if your home is located in a place where property crime is high, you will most likely pay more for home insurance coverage.

Average Florida home insurance estimates that you may research online may or may not include the bundled homeowners insurance package for a home located in Florida. Basic homeowners policies seem cheap until you finalize your coverage on the location and all the risk factors included with it. If your home needs hurricane insurance, windstorm protection, flood insurance, sink-hole coverage then please understand that additional insurance is required to protect your home. When you need to depend on your coverage to help repair or replace your home, you will be glad you purchased the right homeowners insurance for your Florida home. Our agenrts at FloridaHomeInsurance.com are here to help you get the right coverage fast!

Top 10 Highest Rates By Zip Code

In Florida, not all homeowners pay the same premium. Some homeowners that live in very expensive areas or areas where hurricanes and flooding are common usually pay a much higher price for home insurance coverage. Below we have listed the top zip codes in Florid with the most expensive premiums.

Top 10 Lowest Rates By Zip Code

If you want cheaper homeowners insurance rates and want to live in Florida, here is your best option. Listed below are the zip codes in Florida that have the lowest rates on average for homeowners insurance.