32428 Home Insurance Rates

At FloridaHomeInsurance.com, we offer homeowners insurance shopping service to help you find the best rates and coverage option for your home and family. Homeowners in Florida are now shopping rates due to rate increases, a need to switch insurance companies or have recently moved to a new home. We like to help any homeowner in Florida that is in need of home insurance coverage. We have over 30 different insurance companies that we will review and compare the best rate for you! If you live in 32428, we can certainly help you find cheaper rates. Enter your zip code below to start shopping Florida home insurance quotes today!

Call Now For Washington County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

What is the average home insurance rate for zip code 32428?

Homeowners living in 32428 have seen average homeowners insurance rates around $1966 per year for standard homeowners coverage in this zip code area. In Washington County, homeowners can expect to pay cheaper rates as low as $1826/yr. based on a smaller home size around 1,800 square feet or less. Larger homes in this area usually pay more for homeowners insurance due to the replacement cost value of the home because bigger homes are usually more expensive and would require more money to rebuild the home. High value homes with larger square footage and high-end upgrades usually have expensive premiums in the range of $2895 per year because it would cost more to replace the home if a major peril was to happen.

32428 Home Details & Demographics

Within the city limits of Chipley, Florida, the average population size is around 17946 for people living in zip code 32428. There are currently around 6206 occupied homes in this zip code. The real estate market in this area has increased like most areas of Florida, the average price per home in 32428 is around $241200.

Compare Average Rates By Zip Code in Washington, FL

Call Now For Washington County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

I have home insurance, do I need flood insurance in 32428?

For any home in Florida, it is a good idea to look into flood insurance coverage based on the location of your home and if the home is located in a flood zone area. The elevation in 32428 is around 91 feet. During our quoting process, we can recommend flood insurance coverage and prices to help you better understand your policy and what is best for your home protection and family. Some areas of Florida may require flood insurance if the home is mortgaged by a bank.

Do I need windstorm coverage in Chipley?

Any home in Florida would be required to have the proper hurricane insurance coverage needed to protect your home and family. That would include all zip codes, including 32428. With hurricanes, tornadoes and high wind speeds, it is most likely your Florida home will be prone to some minor or even major disaster due to named storms. Let us help you review the best Florida hurricane insurance coverage available.

What is the best way to prepare for a hurricane in Washington, FL?

The Florida hurricane season officially starts on June 1st and can extend as long as November 30th. Getting homeowners insurance coverage for your home in Chipley, FL should be top priority. Speaking with a FloridaHomeInsurance.com representative or agent can quickly help you find the right coverage you need. What's the rush? You can insure your home properly before a "named" hurricane storm is approaching. Once a hurricane is headed to the Florida coastline it becomes more difficult to qualify for the coverage you need. Act fast and let's go ahead and finalize the Florida home insurance coverage you need today!