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33413 Home Insurance Rates

At FloridaHomeInsurance.com, we offer homeowners insurance shopping service to help you find the best rates and coverage option for your home and family. Homeowners in Florida are now shopping rates due to rate increases, a need to switch insurance companies or have recently moved to a new home. We like to help any homeowner in Florida that is in need of home insurance coverage. We have over 30 different insurance companies that we will review and compare the best rate for you! If you live in 33413, we can certainly help you find cheaper rates. Enter your zip code below to start shopping Florida home insurance quotes today!

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Easily Shop & Compare Home Insurance Rates for
Your Home in West Palm Beach, FL!

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What is the average home insurance rate for zip code 33413?

Homeowners living in 33413 have seen average homeowners insurance rates around $2727 per year for standard homeowners coverage in this zip code area. In Palm Beach County, homeowners can expect to pay cheaper rates as low as $2538/yr. based on a smaller home size around 1,800 square feet or less. Larger homes in this area usually pay more for homeowners insurance due to the replacement cost value of the home because bigger homes are usually more expensive and would require more money to rebuild the home. High value homes with larger square footage and high-end upgrades usually have expensive premiums in the range of $3927 per year because it would cost more to replace the home if a major peril was to happen.

33413 Home Details & Demographics

Within the city limits of West Palm Beach, Florida, the average population size is around 17503 for people living in zip code 33413. There are currently around 5893 occupied homes in this zip code. The real estate market in this area has increased like most areas of Florida, the average price per home in 33413 is around $404500.

Compare Average Rates By Zip Code in Palm Beach, FL

Zip Code Average Home Insurance Rates Average Monthly Premium National Average Comparison
33403$ 2634/yr.$220+ $844
33404$ 2533/yr.$211+ $743
33405$ 2505/yr.$209+ $715
33406$ 2654/yr.$221+ $864
33408$ 2629/yr.$219+ $839
33410$ 2614/yr.$218+ $824
33411$ 2626/yr.$219+ $836
33412$ 2532/yr.$211+ $742
33413$ 2727/yr.$227+ $937
33414$ 2566/yr.$214+ $776
33415$ 2565/yr.$214+ $775
33418$ 2674/yr.$223+ $884
33426$ 2631/yr.$219+ $841
33428$ 2865/yr.$239+ $1075
33430$ 2575/yr.$215+ $785
33431$ 2434/yr.$203+ $644
33432$ 2429/yr.$202+ $639
33433$ 2794/yr.$233+ $1004
33434$ 2782/yr.$232+ $992
33435$ 2618/yr.$218+ $828
33436$ 2658/yr.$222+ $868
33437$ 2699/yr.$225+ $909
33444$ 2641/yr.$220+ $851
33445$ 2639/yr.$220+ $849
33446$ 2741/yr.$228+ $951
33449$ 2712/yr.$226+ $922
33458$ 2633/yr.$219+ $843
33460$ 2633/yr.$219+ $843
33461$ 2642/yr.$220+ $852
33462$ 2610/yr.$218+ $820
33463$ 2715/yr.$226+ $925
33467$ 2734/yr.$228+ $944
33469$ 2276/yr.$190+ $486
33470$ 2544/yr.$212+ $754
33472$ 2717/yr.$226+ $927
33473$ 2724/yr.$227+ $934
33476$ 2578/yr.$215+ $788
33477$ 2590/yr.$216+ $800
33478$ 2537/yr.$211+ $747
33480$ 2682/yr.$224+ $892
33483$ 2652/yr.$221+ $862
33484$ 2654/yr.$221+ $864
33486$ 2689/yr.$224+ $899
33487$ 2398/yr.$200+ $608
33496$ 2761/yr.$230+ $971
33498$ 2816/yr.$235+ $1026


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Easily Shop & Compare Home Insurance Rates for
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How do I calculate my dwelling coverage for my home in 33413, FL?

For homes in West Palm Beach, Florida, the best way to calculate your replacement cost coverage or dwelling coverage for your home is to use our online home insurance calculator which will generate a replacement cost value for your home based on your homes location and the actual heated square footage of your home.

What is the best way to prepare for a hurricane in Palm Beach, FL?

The Florida hurricane season officially starts on June 1st and can extend as long as November 30th. Getting homeowners insurance coverage for your home in West Palm Beach, FL should be top priority. Speaking with a FloridaHomeInsurance.com representative or agent can quickly help you find the right coverage you need. What's the rush? You can insure your home properly before a "named" hurricane storm is approaching. Once a hurricane is headed to the Florida coastline it becomes more difficult to qualify for the coverage you need. Act fast and let's go ahead and finalize the Florida home insurance coverage you need today!

I have home insurance, do I need flood insurance in 33413?

For any home in Florida, it is a good idea to look into flood insurance coverage based on the location of your home and if the home is located in a flood zone area. The elevation in 33413 is around 17 feet. During our quoting process, we can recommend flood insurance coverage and prices to help you better understand your policy and what is best for your home protection and family. Some areas of Florida may require flood insurance if the home is mortgaged by a bank.

Do I need windstorm coverage in West Palm Beach?

Any home in Florida would be required to have the proper hurricane insurance coverage needed to protect your home and family. That would include all zip codes, including 33413. With hurricanes, tornadoes and high wind speeds, it is most likely your Florida home will be prone to some minor or even major disaster due to named storms. Let us help you review the best Florida hurricane insurance coverage available.